Vision Plans


From locating an eye-care specialist to getting fitted for glasses, vision plans are simple to use. With little to no paperwork involved, members can utilize benefits in the blink of an eye through Guardian Vision. Guardian Vision has an extensive network of vision care providers available. You will have access to private providers as well as ALL major retail chains.

We offer two vision plans, designed to meet a variety of needs. Benefits include coverage for eye exams, standard lenses and frames and contact lenses. There are even discounts for laser surgery. You may choose either the VSP Choice Plan or the Davis Designer Plan. Both plans have similar benefits, however their networks vary and may not be available at all locations, so we recommend you compare the two plans to find the one that’s right for you. If you are covered by a Collective Bargaining Agreement, you will continue to follow your Collective Bargaining Agreement.

 

VSP Choice Plan

Davis Designer Plan

Benefit

In-Network

Out-of-Network

In-Network

Out-of-Network

Copays
    Exam Copay

$20

$20

    Eye Exam
$0 after copayAmount over $59$0 after copayAmount over $50
Lenses
    Single Lens
$0 after copayAmount over $30$0 after copayAmount over $48
    Bifocal Lens
$0 after copayAmount over $50$0 after copayAmount over $67
    Trifocal Lens
$0 after copayAmount over $65$0 after copayAmount over $87
    Lenticular Lens
$0 after copayAmount over $100$0 after copayAmount over $126
Frames
    Frame Benefit
80% of amount over $130Amount over $7080% of amount over $130Amount over $108
Contact Lenses
    Elective (in lieu of glasses)
85% of amount over $130Amount over $12080% of amount over $130Amount over $108
    Medically Necessary
$0 after copayAmount over $210$0 after copayAmount over $210
Frequency
    Exams

Every calendar year

Every calendar year

    Lens

Every calendar year

Every calendar year

    Contacts (in lieu of glasses)

Every calendar year

Every calendar year

    Frames

Every other calendar year

Every other calendar year

Cosmetic ExtrasAvg. 20-25% off retail priceNo discountAvg. 40-60% off retail priceNo discount
Laser Correction Surgery DiscountUp to 15% off the usual charge or 5% off promotional priceNo discountUp to 25% off the usual charge or 5% off promotional priceNo discount