Dental Plans

Great oral health is an essential part of a healthy lifestyle. Regular visits to your dentist and good oral health habits are important. Preventive dental care often catches minor problems before they become major and expensive to treat. To help reduce dental expenses, we provide you and your family dental insurance through Guardian.

Locating a Dental Provider

We encourage Guardian members to utilize in-network providers because they have contracted rates with deeper discounts. To find a provider, go to Click on “Find a Provider,” then click on “Find a Dentist.” Select the PPO plan, and customize your search with the following criteria: location, name of dentist, and zip code. You can also download the App at It is available for both iPhone and Android.

Plan Information

Deductible$50 per person
$150 per family
Waived for Preventive
Calendar Year Maximum$1,500
Preventive Services
(Exam, Cleanings, X-rays, Fluoride, Sealants)
Plan pays 100%, you pay $0
Basic Services
(Fillings, Extractions, Other X-rays & Lab Work)
Plan pays 80%, you pay 20% after the deductible
Major Services
(Root Canals, Crowns, Oral Surgery, Dentures)
Plan pays 50%, you pay 50% after the deductible
OrthodontiaPlan pays 50% up to a lifetime maximum of $1,500, you pay 50% after the deductible